:root{
  --brand:#182269; --bg:#FAF3EB; --ink:#111; --muted:#5b6072; --card:#fff; --radius:16px;
}
*{box-sizing:border-box} html,body{margin:0;padding:0}
body{font-family:"Montserrat",system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;line-height:1.6;color:var(--ink);background:var(--bg)}
a{color:var(--brand);text-decoration:none} a:hover{text-decoration:underline}
.container{max-width:1120px;margin:0 auto;padding:24px}
.site-header,.site-footer{background:#fff;border-bottom:1px solid #e8e8ef}
.site-footer{border-top:1px solid #e8e8ef;border-bottom:none;margin-top:48px}
.logo{font-weight:700;color:var(--brand)}
.nav a{margin-right:20px}
.page-hero{padding:36px 0} .page-hero h1{font-size:40px;line-height:1.2;margin:0 0 8px}
.intro{color:var(--muted);max-width:72ch}
.card{background:var(--card);border:1px solid #eee;border-radius:var(--radius);padding:20px}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.legal{font-size:12px;color:var(--muted);padding:12px 24px}